Why a FADSA Membership + Murphy USA Business Fuel Card is so valuable:
Maximum savings
- Save 20¢/gal for your first 12 months¹
- Competitive fuel pricing at 1,800+ Murphy USA and Murphy Express locations
- Murphy Drive Rewards members earn extra points and savings in-store
Approval guaranteed²
- Designed for businesses of any size - small, large, government, or trucking
- Fast approval with flexible credit options
- Free credit building to help strengthen your business profile
Smart reporting & security
- Real-time alerts, PIN-secured transactions, & location-based controls
- Fraud prevention measures can save 21¢/gal on average³
- Customizable reporting and tracking
24/7 customer care
- Dedicated customer service is available to help 24/7
- Connect with a live representative in less than 1 minute
- Chat instantly through the app
The FADSA Advantage
The more FADSA members who join, the more everyone saves.
Your discount doesn't stop after year one. As collective FADSA member gallon volume grows, your organization unlocks higher ongoing discounts, every member who signs up makes the benefit stronger for the entire network.
- Year 1: 20¢/gal introductory savings
- After 12 months: discount adjusts to 9¢/gal based on usage tier
- The more total gallons FADSA members pump collectively, the higher the tier, and the better the rate for everyone
Stack & Save
Two ways to save, one for your business, one for your drivers.
The Business Benefit
Save 10¢/gal every day with Walmart+.⁷ Lock in everyday fuel savings across every transaction, every driver, every fill-up. Consistent savings you can add when using your card.
The Driver Benefit
Save up to $1.00/gal with Murphy Drive Rewards.⁸ Drivers earn points on fuel, snacks, and in-store purchases and can redeem them for up to $1.00 off per gallon at the pump. The more they fill up, the more they earn.
Save your business thousands of dollars per year with the right business card
Included in every plan
- Everyday low prices (~10¢/gal)⁴
- 20¢/gal off for your first 12 months¹
- No setup or application fees
- Earn extra discounts the more you fuel at Murphy USA
- Build better credit with free reporting to Experian
Value
For businesses focused on simple, steady savings
- No setup or application fees
- Earn extra discounts the more you fuel at Murphy USA
Velocity
For businesses with up to 10 vehicles, focused on more perks
- Automatic Tier Boost after 95% in-network fueling
- Out-of-network fees waived after 70% in-network fueling
- Free AirVac at Murphy USA locations⁵
VIP
For businesses with 10+ vehicles maximizing value on every gallon
- Everything in Value & Velocity
- Automatic Tier Boost after 90% in-network fueling
- Premium fraud prevention (save up to 21¢/gal)³
- Get exclusive pricing as your business fuels more
Save 20¢/gal for 12 months¹
After your first year, save up to 9¢/gal⁴
Enjoy exclusive discounts at over 1,800 Murphy USA and QuickChek locations and universal MasterCard acceptance nationwide.
Advanced Technology, Total Control
Track every dollar with the Murphy USA Business Card ecosystem. Set spending limits, monitor expenses in real time, and integrate telematics, all from a simple, mobile dashboard.
Spending Insights
- Detailed transaction tracking
- Customizable spending controls
- Real-time reporting and alerts
Fraud Prevention
- Prevent fraud with card unlock
- Block unauthorized transactions with location-based tracking
- Average savings of 21¢/gal by using advanced controls, like whitelisting and blacklisting merchants³
Convenience at Your Fingertips
- Mobile app for drivers
- Easy fuel station locator
- IFTA reporting capabilities
Advanced Technology, Total Control
Track every dollar with the Murphy USA Business Card ecosystem. Set spending limits, monitor expenses in real time, and integrate telematics, all from a simple, mobile dashboard.
Spending Insights
- Detailed transaction tracking
- Customizable spending controls
- Real-time reporting and alerts
Fraud Prevention
- Prevent fraud with card unlock
- Block unauthorized transactions with location-based tracking
- Average savings of 21¢/gal by using advanced controls, like whitelisting and blacklisting merchants³
Convenience at Your Fingertips
- Mobile app for drivers
- Easy fuel station locator
- IFTA reporting capabilities
Frequently Asked Questions
What makes Murphy USA Business Card different from my regular business credit card or other offerings?
The Murphy USA Business Card is built specifically for business operators, offering savings and controls that traditional business cards don’t.
It’s accepted anywhere Mastercard is, with savings at more than 1,800 Murphy USA, Murphy Express, and QuickChek stations.
Every cardholder saves 20¢ per gallon for the first 12 months, then up to 9¢ per gallon after that, based on monthly fuel volume.*
There are no setup or application fees, and busineses can earn more rewards as they fuel more.
Premium benefits include free AirVac at Murphy USA locations and discounts with partners like Pep Boys, Nubrakes, Businesswash, and Discount Tire.
The card also offers advanced fraud protection that can help save up to 21¢ per gallon by preventing unauthorized transactions.***
How much can I save on fuel with the Murphy USA Business Card?
You’ll save 20¢ off per gallon for the first 12 months* at Murphy USA, Murphy Express, and QuickChek. After that, you’ll continue saving up to 9¢ per gallon based on your monthly fueling. Plus, you’ll benefit from everyday low prices that average about 10¢ per gallon off.
Where can I use the Murphy USA Business Card?
The Murphy USA Business Card can be used anywhere Mastercard is accepted for both fuel and business expenses.
What is the purpose of a Business Card?
A business card can help companies save more on fuel, manage vehicle expenses more effectively, and build better business credit. With exclusive discounts, built-in fraud protection, and powerful management tools, it’s a simple way to reduce costs and keep your business running efficiently.
Are there out-of-network Fees?
Yes. Murphy USA Business Cardholders have wide in-network access across Murphy USA, Murphy Express, and QuickChek locations. For fueling outside this network, Velocity tier cardholders are charged $1.50 per transaction, and VIP tier cardholders are charged 99¢ per transaction. The Value tier has zero out-of-network fees.
What happens to the discount after the first 12 months?
After the first 12 months, your account transitions to ongoing savings of up to 9¢ per gallon, based on your monthly fuel volume.* You’ll continue to enjoy everyday low prices, partner rewards, and fraud protection tools that help reduce business costs over time.
Should I sign up for the Value, Velocity or VIP?
Each tier is designed to fit different business needs. All tiers include 20¢ off per gallon for the first 12 months*, no setup fees, and advanced management tools for complete control over business spending.
The Value tier, at $0 per card per month, offers steady savings with no monthly fee, ideal for smaller businesses.
The Velocity tier, at $2 per card per month, is best for businesses with up to 10 vehicles and includes perks like free AirVac at Murphy USA locations and an out-of-network fee of $1.50 per transaction.
The VIP tier, at $6 per card per month, is designed for larger businesses and includes premium fraud protection, exclusive pricing, and a reduced out-of-network fee of 99¢ per transaction.
